Our Mission
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Nuestra Misión
We are helping Seniors and Medicare Recipients to make educated decisions when choosing a health plan to cover the 20% that Medicare does not cover.
As a Medicare Insurance Brokers, we are Independent Agents who will give you an unbiased opinion based on your Medicare plan options. Because WE are appointed with many different insurance companies, we can find the right fit for your specific needs and budget.
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Ayudamos a las personas mayores y a los beneficiarios de Medicare a tomar decisiones informadas al elegir un plan de salud que cubra el 20% que Medicare no cubre.
Somos agentes independientes que le daremos una opinión imparcial basada en las opciones de su plan de Medicare. Debido a que NOSOTROS estamos certificados con muchas compañías de seguros diferentes, podemos encontrar la opción mas adecuada para sus necesidades y presupuesto.
Medicare Advantage
Medicare Advantage plans (Medicare Part C) are a form of private health insurance that provide the same coverage as Medicare Part A and Part B (Original Medicare) and may include additional benefits such as dental, vision, and prescription drug coverage. Medicare Advantage plans are widely used in the United States.
Los planes Medicare Advantage (Medicare Parte C) son una forma de seguro de salud privado que brinda la misma cobertura que Medicare Parte A y Parte B (Original Medicare) y pueden incluir beneficios adicionales como cobertura dental, cobertura de la vista y de medicamentos recetados. Los planes Medicare Advantage se usan ampliamente en los Estados Unidos.
Medicare Supplements
Medicare Supplement, or Medigap, insurance plans fill in “gaps” in basic benefits left behind by Original Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments.
Los planes de Seguro Suplementarios de Medicare, o Medigap, llenan los "vacíos" de los beneficios básicos que deja el Medicare Original, Parte A y Parte B, como deducibles, coseguros y copagos.
Prescription Drug Plans
Each plan that offers prescription drug coverage through Medicare Part D must give at least a standard level of coverage set by Medicare. Plans can vary the list of prescription drugs they cover (called a formulary) and how they place drugs into different "tiers" on their formularies.
Cada plan que ofrece cobertura de medicamentos recetados a través de Medicare Parte D debe brindar al menos un nivel estándar de cobertura establecido por Medicare. Los planes pueden variar la lista de medicamentos recetados que cubren (llamado formulario) y cómo colocan los medicamentos en diferentes "niveles" en sus formularios.
